Insurance provides just 1 year of Rehab, therefore any therapy beyond that first year must be paid for “out of pocket”!
Spinal Cord Injury involves paralysis…
But it doesn’t stop there. Many body functions are impaired including: bladder, bowel, respiratory, cardiovascular and sexual function. It also has social, financial and psychological implications, and increases people’s susceptibility to late-life renal complications as well as musculoskeletal injuries, pain, osteoporosis and other problems.
Average yearly costs
The average yearly expenses (health care costs and living expenses) and the estimated lifetime costs that are directly attributable to SCI vary greatly based on education, neurological impairment, and pre-injury employment history.
These estimates do not include any indirect costs such as losses in wages, fringe benefits, and productivity (indirect costs averaged $71,961 per year in 2014 dollars).
| Severity of Injury | First Year | Each Subsequent Year |
|---|---|---|
| High Tetraplegia (C1-C4) ASIS ABC | $1,064,716 | $184,891 |
| Low Tetraplegia (C5-C8) | $769,351 | $113,423 |
| Paraplegia | $518,904 | $68,739 |
| Incomplete motor function (any level) | $347,484 | $42,206 |
Estimated lifetime costs
| Severity of Injury | 25 Years Old | 50 Years Old |
|---|---|---|
| High Tetraplegia (C1-C4) ASIS ABC | $4,724,181 | $2,596,329 |
| Low Tetraplegia (C5-C8) ASIS ABC | $3,451,781 | $2,123,154 |
| Paraplegia ASIS ABC | $2,310,104 | $1,516,052 |
| Incomplete motor function (any level) ASIS D | $1,578,274 | $1,113,990 |