Insurance provides just 1 year of Rehab, therefore any therapy beyond that first year must be paid for “out of pocket”!
Spinal Cord Injury involves paralysis…

But it doesn’t stop there. Many body functions are impaired including: bladder, bowel, respiratory, cardiovascular and sexual function. It also has social, financial and psychological implications, and increases people’s susceptibility to late-life renal complications as well as musculoskeletal injuries, pain, osteoporosis and other problems.

Average yearly costs

The average yearly expenses (health care costs and living expenses) and the estimated lifetime costs that are directly attributable to SCI vary greatly based on education, neurological impairment, and pre-injury employment history.

These estimates do not include any indirect costs such as losses in wages, fringe benefits, and productivity (indirect costs averaged $71,961 per year in 2014 dollars).

Severity of Injury First Year Each Subsequent Year
High Tetraplegia (C1-C4) ASIS ABC $1,064,716 $184,891
Low Tetraplegia (C5-C8) $769,351 $113,423
Paraplegia $518,904 $68,739
Incomplete motor function (any level) $347,484 $42,206

Estimated lifetime costs

Severity of Injury 25 Years Old 50 Years Old
High Tetraplegia (C1-C4) ASIS ABC $4,724,181 $2,596,329
Low Tetraplegia (C5-C8) ASIS ABC $3,451,781 $2,123,154
Paraplegia ASIS ABC $2,310,104 $1,516,052
Incomplete motor function (any level) ASIS D $1,578,274 $1,113,990

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